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Upgraded Home Loan Water Test
53 Analytes Tested
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Recommended for water testing related to a new home purchase, refinancing, or other requirement related to a mortgage (such as a VA or FHA loan). This upgraded version of our Certified Home Loan Water Test includes all of the minimum requirements for VA, FHA, and USDA loan compliance–and add an additional 40+ contaminants for a comprehensive assessment of potential health and plumbing concerns.
Reported results will include detailed analysis of the testing parameters required by VA, FHA and USDA Minimum Property Requirements on certified laboratory letterhead with EPA ID #.
This mail-to-lab kit provides all required materials to properly collect and submit a sample for certified laboratory testing. Turn-around-time at lab is 5 business days.
Note: If your county or loan officer requires additional sample handling or specific local lab certifications, we strongly suggest you get in touch with us to ensure we meet your needs.
It is also important to note that most loan officers require that the sample be collected by someone NOT directly involved in the sale (ie. not the buyer or the seller of the property). This means that it can be collected by a home inspector, neighbor, etc.
About the Upgraded Home Loan Water Test:
This is the right test for you if:
- Are served by a private well or spring.
- Looking to meet basic home loan water testing requirements from VA, FHA, or USDA lenders.
- Want to test for an expanded array of common well water quality concerns.
- Have young children or other vulnerable individuals in your home.
1. Sample
You'll get everything you need to collect your drinking water sample, including easy-to-follow instructions.
2. Ship
Shipping is free, so getting your sample to the lab won't cost you a thing.
3. Test
We route your sample to an independent, certified lab in our network that's best equipped to analyze your water.
4. Report
Once the lab analysis is complete you'll get an interactive digital report that explains your results and what to do next.
Sampling Instructions
Sampling Materials
Overnight Shipping to Lab Included
Cold Shipping KitThe Upgraded Home Loan Water Test kit includes analysis for 53 analytes:
Properties: 6
Alkalinity (as CaCO3) / Hardness / Specific Conductivity / Total Dissolved Solids / Turbidity / pH
Bacteria: 2
E. coli / Total Coliform
Inorganics: 8
Boron / Chloride / Fluoride / Nitrate (as N) / Nitrite (as N) / Phosphorus / Silica / Sulfate
Metals: 25
Aluminum / Antimony / Arsenic / Barium / Beryllium / Cadmium / Chromium (Total) / Cobalt / Copper / Iron / Lead / Lithium / Manganese / Mercury / Molybdenum / Nickel / Selenium / Silver / Strontium / Thallium / Tin / Titanium / Uranium / Vanadium / Zinc
Minerals: 4
Calcium / Magnesium / Potassium / Sodium
Calculated Parameter: 8
Bicarbonate / Carbonate / Chloride-to-Sulfate Mass Ratio / Grains per gallon / Hardness (Ca,Mg) / Hardness (Total) / Langelier Saturation Index / Sodium Adsorption Ratio
Choose your preferred shipping method at checkout:
1. Standard to You | Overnight To Lab
- Orders shipped to you via FedEx.
- Typically shipped within 12-36 hours of placing your order.
- Arrives within 2-3 business days of shipment.
- Includes overnight shipping to the lab via FedEx.
2. Overnight (Both Ways)
- Orders shipped to you via overnight FedEx.
- Typically shipped same day as order placed.
- Arrives within 1 business day of shipment.
- Includes overnight shipping to the lab via FedEx.
3. Urgent Orders
- Questions about shipping? Contact our support team.
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"Valuable scientific information but more importantly an incredible above-and-beyond customer service experience that made the boring scientific information much more valuable and relevant."
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"... incredible at receiving samples and getting results in a timely manner. But where they truly shine is going above and beyond to discuss results with clients and help bring clarity to what those results mean."
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"The service was fast, the instructions were very clear, and the test results arrived quickly with an impressive amount of detail."
Certified, Regional Lab Testing.
With over 250 world-class testing facilities in our network, we can test your water with greater specialization, faster speeds and higher standards.
Customer service meets science.
Our Support Team includes water quality engineers, scientists, and toxicology experts who help make sense of your results.
- Insight into health, aesthetic & plumbing risks
- Recommendations based on your data
- Available by live chat, phone, or email
Not Sure What To Test For?
Get a comprehensive test.
Our Core Kits focus first on the contaminants that matter most, the well-established, high-priority ones backed by decades of research.
Go ahead. Ask us anything
We know this stuff feels complicated, but we are dedicated to keeping it simple. Answers to all your questions are always a chat or FAQ away.
Which test is right for me?
When in doubt, start with a Core Kit to analyze multiple contaminants with a single test. If you have more specific motivations for testing, try our Customize My Kit feature to match your needs to the right test(s).
What's the turnaround time?
Most people receive results within 3-5 business days after the lab receives their sample. However, some tests may require additional analytical time so be sure to check each kit’s product page for the most accurate estimate.
What will my report include?
Your report will rank your water against local and federal safety benchmarks, provide a thorough breakdown of any contaminants detected and how they may be affecting your health or plumbing, and provide non-biased treatment recommendations.
Are Tap Score labs certified?
Every lab facility in our network is certified with accreditations ranging from ISO to NELAC/ELAP, Direct State, DoD, DoE, DoH and beyond. Need a specific certification? Let us know so that we can meet your needs accordingly.